Advisors

What do the numbers 600, 50, and 90,500 all represent? These are all multipliers and raw growth numbers for the surge in demand for telemedicine access during the onset of the pandemic in the [...]

It's commonly said that self-funded insurance is best suited for large firms. There are some inherent benefits to self-funding for larger firms — it's easier to predict costs with more data, and [...]

Some employers may have held off on self-funding a health plan because they felt they were too small to service and couldn't do it on their own. However, transitioning from a traditional plan to [...]

The fully insured health plan model hasn't been working very well for employers or employees. Premiums keep going up, but benefits stay the same. Carriers have the data to help reduce employers [...]

The tenets of a fully-insured health plan should be very familiar. Employers pay monthly premiums to a carrier for a menu of covered benefits. The carrier pays for healthcare out of those [...]

“You get what you pay for” might hold true when it comes to sneakers or computers, but not for health care. Relative to other high-income countries, the United States spends nearly twice as much [...]

It’s a common-sense, widely held business principle: What is not measured cannot be managed or improved. Yet, while most employers regularly capture and analyze data about everything from website [...]

It's hard to imagine a situation where consumers would make a purchasing decision without extensive research beforehand. Consumers spend an average 79 days researching a major purchase before [...]

Advisors are a valuable member of employers' teams as they try to find creative solutions to employers' healthcare challenges. As 2020 showed us, unforeseen challenges can present themselves at [...]

Organizational culture might seem like an afterthought, something that happens accidentally or over time as a result of hiring certain people. Culture can certainly shift over time, but HR [...]