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The fully insured health plan model hasn't been working very well for employers or employees. Premiums keep going up, but benefits stay the same. Carriers have the data to help reduce employers [...]

The tenets of a fully-insured health plan should be very familiar. Employers pay monthly premiums to a carrier for a menu of covered benefits. The carrier pays for healthcare out of those [...]

The tenets of a fully-insured health plan should be very familiar. You and your employees pay monthly premiums to a carrier for a menu of covered benefits. The carrier pays for healthcare out of [...]

It’s a common-sense, widely held business principle: What is not measured cannot be managed or improved. Yet, while your company likely captures and analyzes data about everything from your [...]

It’s a common-sense, widely held business principle: What is not measured cannot be managed or improved. Yet, while most employers regularly capture and analyze data about everything from website [...]

Your employees know the value of shopping around. They do it themselves. Consumers spend an average 79 days researching before they make a major purchase, yet once a year, they're expected to [...]

It's hard to imagine a situation where consumers would make a purchasing decision without extensive research beforehand. Consumers spend an average 79 days researching a major purchase before [...]

Advisors are a valuable member of employers' teams as they try to find creative solutions to employers' healthcare challenges. As 2020 showed us, unforeseen challenges can present themselves at [...]

Businesses have been unusually tested in 2020. A Local Economic Impact Report released by Yelp in September shows that 60% of businesses that closed down due to the pandemic have permanently shut [...]

Organizational culture might seem like an afterthought, something that happens accidentally or over time as a result of hiring certain people. Culture can certainly shift over time, but HR [...]